Finance Programs and Objectives

They do not send you any statement of how much of your money they are placing towards your credit cards. They were misleading to me and downright lied to me about notification to creditors. Apr jollibee foods corporation is helping jollibee application financially challenge students finish. She asked if my financial institution, or Credit Union was one of my creditors. My credit was ruined be cause even though I made my payments & consolidated credit on time, CCCS did not follow their end of their promise. Not only can this ratio be used to help manage your debt, it can also serve as a good measure when you’re deciding if you need to seek help with debt.

I insisted in receiving a copy of a document that would contain my signature, indicating that I signed up for this, and they do not send it. Whether you need help with credit card debt, have questions about your credit cards or simply need assistance finding the best way negotiate with creditors, we can help. For more information, see about us, FAQ and privacy policy.

So, I called them and spoke to someone and she was just as nasty. With a deed of trust, an individual or entity borrows money from a lender to purchase real property, such as a house. In addition, credit counselors offer support and assistance to you as you work your way out of debt. They charge me $49/month, which is totally worth it to me because of all the interest I am saving. I had $27,000 worth of credit card debt and Consolidated Credit Counseling Services, Inc.

Consolidated Credit Counseling Services is a rip off. I tried to access my account through their site, the site did not allow me to enter my information. Consolidated Credit is proud to be an ANAB accredited member. ConsumerAffairs.com makes no representation as to the accuracy of the information herein provided and assumes no liability for any damages or loss arising from the use thereof. I have done a lot of research with these companies, and I decided to go with Consolidated, because I wanted to be responsible for my debt but realistic in my abilities to be able to pay it back. When debt gets out of control, the right credit counseling service can help you get back on the right financial path.

Please verify this information as soon as possible. We make it simple to find the perfect hotel consolidated credit or motel for you and your budget. Because we value our relationship with our customers and we have our own mobile home park with over consolidated credit 140 units just 100ft from our office, we will not sell anything but quality HUD code homes.

They have poor customer service, they do not monitor your accounts (as you would think they would), they actually expect you to call them monthly and update them with you account balance, ect. Even though my credit card statements continue to show a credit line being available, I paid more attention to the fact that they also stated that I had not credit for immediate use. I said because it is my account, and I want to see it. They did not actually make agreements with all of my creditors. It is companies like CCCS that keep people enslaved to credit card companies. Would I have negotiated directly with my credit cards, I am sure that I would have gone through much less abuse.

We’ve helped 5 million consolidated credit people get out of debt. Never did I know that I had such membership. I followed their rules and was never late with the payment they set up with me for payment to 2 creditors.

My husband and I chose this company to help with our financial debt crisis and to our dismay, after about 90 days, we were in a worse financial situation than when we started. I have two of the largest balances not only not going down, but actually increasing due to "not receiving payment", and when I call CCCS, they say they will look into it. I tried to remove my complaint, but since it is not possible, I feel it is important to state that everything has been rectified and that I am now 100% satisfied with the services I received from Consolidated Counseling Services, as well as I hold nothing against the services rendered by this company. I still have a little over 3 years to go to be debt-free, but I'm thrilled with this company.

This is extremely upsetting in many ways as you can imagine. One of the best pieces of advice we offer any consumer is to monitor their personal debt-to-income (DTI) ratio closely. Bankruptcy law legal assistant help chapter 13 bankruptcy law las vegas chapter bankruptcy ppd. consolidated credit counseling services has helped over million people find.

Credit counseling helps consumers who are struggling with debt and credit problems. Needless to say, their total lack of organization, they need for you to keep calling them every month to update your credit card amounts, because they do not know, neither do they keep track. Community Center Rental Fee Information Sheet. They say they help you pay your bills, but it seems like I am the one who helped them in paying theirs, because I was made a fool for more than 2 years by this company.

A big lie because if you want to make a direct consolidated credit payment, your creditors will accept it. Consolidated Credit is a Certified ISO 9001 company, as verified through Bureau Veritas Certification. We did that.no response.then we told that we had to contact Assured.a company that was no longer in business and has no forwarding addresses. My husband and I FINALLY completed the program and notified Consolidated Credit Counseling. It summed up to more than $300 in total that they debited from my bank account, never having had even the consideration to send me one single coupon or card for such benefit.

I got out of the mess because I received a sum of money and was able to pay those 2 debts off - no thanks to them at all. I highly recommend this company and am not sure who some of these people are reviewing. Consolidated credit counseling services of canada, inc. I have many complaints about this company. Another thing, they take my money out on the 5th of every month, yet the credit card companies don't get their money until the end of the month.

Learn how credit counseling services can help you find the right debt solution for your unique financial circumstances to help ensure you can be successful in achieving your goals. I called once 6 weeks ago, I was told it was sent out and should be fine. Use this guide to help you deal with your stress. In Novemer 2001, I went to Consumer Credit Couseling Service of Miami for help with my debt service. They charged me a $250 enrollment fee that they said was refundable when my balance was paid off, which was a complete lie.

Learn Why to choose the 800HighTech Network for military financing. Your eating habits may have gone south, and you may find it hard to make it through the day. This company took over my account from Assured Credit Counseling.they went out of business.

Instead of trying to deal with the stress and handle the financial burden on your own, you will have someone there to help you along the way. Mar why should you, as a real estate investor, choose pacific private money for your. Although every financial situation is different, in many cases, credit counseling provides consumers with a way out of debt. Because they never filed a notice with creditors as stated, I continued getting finance charges and a higher APR, costing me over $1000 in additional fees.

They never put this "GOLD MEMBERSHIP" on the original contract. Moreover, the plane of permissiveness of online assign lenders really apace. Why is mine 4 dollars PER MONTH higher than hers.

ConsumerAffairs.com does not evaluate or endorse the products and services advertised. Chapter inventing new business processes ornlfcu car auctions on repo using a process repository. Not all debt problems are the same, so it’s not surprising there are so many different kinds of debt solutions available. I gave permission for this to be done and assumed that CCCS followed my instructions and the agreement I made with them.

WRONG COMPANY -- Consolidated Credit Counseling Services is a rip off. Following up with my previous complaint about Consolidated Credit Counseling Services, Inc., I would like to state that I have been contacted by the company and they have entirely rectified the whole situation. The posting time indicated is Arizona local time. Desiray Z, a counselor/supervisor took it upon herself to not honor our request and went ahead and debited our checking account (which had previously been on autopay) $932.00 We had no knowledge and gave no consent for this debit to our account and subsequently our checking account went into the overdraft, was assessed hundreds of dollars in fees, and returned several checks to businesses that we use frequently. I asked them where are these coupons and card then, because by now I must have lost more than $1,000 in such benefits.

They are charging a $25.00 late fee every month plus finace chgs which puts me into the hole every month. I was told that Consolidated IS responsible for the refund since they took over the account. So now I was left without even a back up credit card for emergencies. All they keep saying is that I agreed to pay for it, and I could cancel at any time. The company needs to be dissolved and the owners need jail time. Days ago experts say workers compensation claims workers comp settlements handlers need to think outside the box.

They charge me $9.00 EVERY month for the "GOLD MEMBERSHIP" which I never agree to. To use the Rule of 72 in order to determine the approximate length of time it will take for your money to double, simply divide 72 by the annual interest rate. Per the contract with CCCS, they are not supposed to be allowed to do this. You need Adobe Flash Player 9 to view this widget. The key is to find the right solution for your specific needs. I notice 1 lady sent they are charging her $5.00 per month.

No contract or notification was sent to my creditors. Surety bond tip, understanding quick quotes surety bond quotes many agents offer quick quotes. We were told the next auto-debit for $932.00 would not occur from our checking account. I called the enrollment counselor that set it all up and told her what had happened, and all she could say is; Oh consolidated credit ya, we shouldn't have sent anything to the Credit Union, because you can't get lower rates than what they offer. When I joined CCCS, I was told that I had to authorize consolidated credit that all of my credit card accounts be closed.